UNAIR NEWS – Healthcare and Social Security Agency (BPJS Kesehatan) program established by the government can certainly help Indonesian improve the quality of their health because they are protected by comprehensive health insurance. From 260 million Indonesians, an average of 98% in each region have received BPJS healthcare services. However, there are objections from some members of the community as the monthly premium is considered too expensive. For this reason, assistance is needed to provide understanding to the community about the work system of BPJS Kesehatan program.
In this regard, FH UNAIR Civil Law Department held a community service program in Kalimantan, collaborating with BPJS Tenggarong. The focus of this community service activity was to assist with the education regarding the importance of BPJS for public health to teachers and village communities who work as farmers and breeders in Manunggal Jaya Village, Kutai Kertanegara Regency, East Kalimantan. This activity was held on Saturday, September 12, 2020 via Zoom.
Dr. Zahry Vandawati Chumaida, a lecturer of Insurance Law was invited as a speaker, opened the presentation by expecting all Indonesian people to become participants in the BPJS Health program, but she understands very well that not everyone can afford to pay BPJS premium every month. Zahry emphasized the government must be present in paying the premium through programs.
“One of the programs offered by the government is National Health Insurance – Healthy Indonesia Card (JKN-KIS). In this program, BPJS participants who are unable to pay BPJS premium independently can register as Premium Aid Recipient (PBI) through JKN-KIS program. Of course, being a PBI participant must meet several requirements,” said the insurance law expert.
The Head of BPJS Tenggarong Susan Trisiana, SE was also present as a speaker and responded Dr. Zahry Vandawati’s statement by stating that the sum of BPJS premium can be adjusted to each participant’s economic capability. Susan also explained that BPJS program is divided into two classes, BPJS participants as PBI recipients and non-PBI recipients.
“For the PBI recipients, it does not mean that it is free, but the government will pay the premium every month with funds taken from APBN or APBD belonging to the region. Meanwhile, for people who do not receive the aid, BPJS premium can be paid independently by the person or agency according to the class chosen adjusted to their economic capability, “said Susan.
Author: Pradnya Wicaksana
Editor: Nuri Hermawan